Dividing student loan debt in a divorce

When Minnesota couples who are ending their marriage think about property division, what comes to mind is usually marital assets. Dividing real estate, investments and cash during the divorce process can be very complicated. What a lot of people don't think about is that marital debts, including student loans, must be divided as well.

Student loans are one of the greatest sources of debt for many people, so they are often a part of a divorce. Whether one or both spouses have college debt, the debt must be divided in a divorce if it was incurred during the marriage. Any student loan debts that one spouse took on before they were married will be considered that spouse's separate property.

Minnesota follows the principles of equitable distribution, so marital property as well as student loan debt and other obligations that were incurred during the marriage will be divided between the couple in a manner in which the court deems fair. This means that judges will in some instances take into account the relative incomes of the couple when making these determinations.

A divorce can bring with it quite a bit of emotional stress, and this can often be exacerbated by the financial challenges that can arise at the end of a marriage. Some couples who had the foresight to enter into a prenuptial agreement may be relieved that the issue of student debt and other obligations has been taken care of. For those who did not, their respective attorneys might be able to assist in negotiating a comprehensive settlement agreement that addresses these matters.

No Comments

Leave a comment
Comment Information

We Can Help. Contact Us.

Tell us about your case. Bold labels are required.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy



We start with a proactive approach through mutual education.

Note book


We expect the unexpected, so we are always prepared.



Our attorneys not only look professional but we adhere to the Highest Professional Standard.

  • Experienced Attorneys
  • Prepped For Trial
  • Attacked With The Groshek Method
Why Hire Us Learn More

Groshek Law PA
302 N 10th Ave
Minneapolis, MN 55401

Phone: 612-426-7047
Minneapolis Law Office Map

Groshek Law PA

Call for a consultation

Non-interactive Map of Groshek's Minneapolis Law Firm